Construction Industry Scheme (CIS) Explained: What Contractors and Subcontractors Need to Know

by Steffen Kemmerzehl, MAAT, AATQB – The Accounting Hub Many UK contractors and subcontractors working in construction are already within the Construction Industry Scheme (CIS), but still aren’t fully clear on how it actually works in day-to-day practice. A small building company paying subcontracted electricians. A self-employed plasterer working across multiple sites. A scaffolder moving …

Making Tax Digital Explained: What UK Businesses Must Know

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub Many UK sole traders and small business owners are already hearing about Making Tax Digital (MTD), but still aren’t fully clear on what it actually changes in practice. A self-employed tradesperson using spreadsheets to track income. A freelancer uploading invoices to basic accounting software. A …

IR35 Explained for UK Contractors

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub Many UK contractors operate through a limited company without fully understanding how IR35 works or why it matters. A software developer working remotely for a large pharmaceutical company. An engineering contractor on a long term project. An IT consultant billing through their own company while …

International Tax Rules Are Changing. What UK Businesses Need to Know

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub Many UK businesses now have international connections without thinking of themselves as “international businesses”. A freelancer in Newcastle working remotely for a company in Germany. A self employed designer invoicing clients in Dubai. An Amazon seller shipping products across Europe. A landlord living abroad while …

What Recent UK Policy Changes Could Mean for Expats, International Clients and Small Businesses

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub Over the past few years, the UK tax and business landscape has become increasingly complex for internationally connected individuals and small business owners. Changes around immigration, overseas income, compliance and business regulation are already affecting many people, even before some proposed policies officially become law. …

Winter Fuel Payment scams are rising what you need to know

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub If you or someone close to you receives a Winter Fuel Payment, it is worth staying alert. Recently, HM Revenue & Customs warned that scammers are increasingly targeting pensioners with fake messages about repaying Winter Fuel Payments. You can read the official HMRC guidance here. …

Vaping Duty 2026: What UK businesses need to know

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub If your business manufactures, imports, stores, or distributes vaping products, an important change is coming. HM Revenue & Customs has opened applications for the new Vaping Products Duty (VPD), which comes into force later this year. This introduces a new duty on vaping liquids and …

Getting a Mortgage: How an Accountant Can Help

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub Getting a Mortgage: How an accountant can help Applying for a mortgage is not only about how much you earn. It is also about having clear, accurate financial information that helps lenders understand your circumstances. This can be especially important if you are self-employed, run …

Tax Changes Pensioners Should Know About (And How to Stay in Control)

by Steffen Kemmerzehl, MAAT, AATQB – see The Accounting Hub Retirement should be about peace of mind. Unfortunately, many pensioners tell us they feel confused or stressed when they hear about tax changes in the news. Frozen tax allowances, changes to savings rules, digital reporting requirements – it can all sound complicated. The good news …