As an AAT supervised accountancy practice and Companies House Authorised Corporate Service Provider, we take client identification and anti-money laundering requirements seriously.
How we assess new clients
| We consider | Examples |
|---|---|
| Identity | Identity and address verification |
| Business | Activities, ownership and beneficial owners |
| Location | UK and international connections |
| Services | The accounting or company services required |
| Funds | Source of funds or wealth where relevant |
| Compliance | Tax and regulatory history |
| Risk indicators | PEPs, sanctions and unusual circumstances |
Risk-based, not box-ticking
Every client is assessed individually. We use a structured risk assessment alongside professional judgement, with additional verification where the circumstances require it.
A calculated risk rating may be manually adjusted by our MLRO where factors such as ownership complexity, international exposure, quality of records, client cooperation or other circumstances mean that the initial score does not fairly represent the actual risk.
Any adjustment must be documented and cannot override legal requirements.
What this means for you
Most clients complete our checks quickly. More complex or higher-risk circumstances may require additional identification, evidence of ownership, source-of-funds information or other supporting documents.
Where we cannot complete the checks required by law, we cannot act.
Clear checks. Proportionate requirements. No unnecessary paperwork.